Harmony Home Planner · Coming soon
Your first home, planned like a trip.
Picture the home you want, get an honest answer on whether you can afford it, then follow a step-by-step itinerary from your first deposit to getting the keys.
Coming to the Harmony app · Built for Canada 🇨🇦
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92%
of first-time buyers find the process confusing.
So we turned it into an itinerary.
Five stops from dreaming to getting the keys. Read ahead anytime: Home Planner always shows where you are and what’s next.
Picture the home you want
Dream it
Describe it out loud or type it, and see an illustration of your vision home. It becomes the picture you keep working toward.
What we heard:Condo2 bedVancouver, BCGet an honest look at the numbers
Can I afford it?
A straight answer: within reach now, or about how long it will take, and why. The price range, down payment and closing costs sit right behind it.
Your answerExampleWill take some time — about 2 yrs 4 mo
Always with the reason, and a realistic path to get there.
Build your path to the down payment
Save for it
A monthly target with your FHSA room worked out, and every contribution tracked toward the goal.
Live todayStart saving in Harmony Budget →Know who to bring in and what to ask
Build your team
What a realtor, mortgage broker, lawyer or notary, and inspector each do, how they get paid, and what to ask before you rely on them.
RealtorMortgage brokerLawyer or notaryInspectorBe ready for the final steps
Search, offer, close
How offers and conditions work, and a closing checklist for the costs that land before moving day.
- Deposit
- Inspection
- Legal fees
- Transfer tax
- Insurance
- Moving day
On your side
Insider tips that tell you who gets paid.
Many of the people you’ll lean on get paid when you buy. Home Planner spells out each incentive at the step where it matters, so you can weigh the advice you get.
Who gets paid here?
A buyer’s agent may be paid from the seller’s proceeds when a deal closes.
Insider tip: ask who the agent represents, and what happens if no deal closes.
Your first home is a trip worth planning.
Join the waitlist and we’ll email you when Home Planner opens in the Harmony app.
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Already saving? Harmony’s down-payment tracker is live today. Get the app →
Harmony Home Planner is a planning and education tool, not financial, legal or real estate advice. Vision homes are illustrations, not listings, and the examples on this page are illustrative.