H
B
harmonybudget

Canada · Updated June 2026

Cost of living in Canada, city by city

Average rent, groceries, transit, and utilities for every city we track — each with a single Cost of Living Score so you can see where a Canadian paycheque stretches furthest. Higher score = more affordable.

Wherever you live, keep more of what you earn.

Costs like these are exactly what makes a first home feel out of reach. The Harmony Budget app turns your down payment into a plan with a real date and tracks your FHSA room as you go. Free on the App Store.

Get the app

Free on the App Store. No bank connection, ever.

Figures are typical city-level estimates for a one-person household — rent from CMHC and Rentals.ca, groceries from Canada’s Food Price Report, transit from local authority fares, and utilities from provincial boards — not a personal budget, and they shift over time. Last updated June 2026. Want your own number? Take the Cost of Living Score assessment.