Harmony Budget · Early Access
Finally see where your online spending goes.
Automated email sync
Or log it by hand or voice
No bank login
Keep more of what you earn.
No spreadsheets, no daily check-ins. Just a clear weekly picture of your spending — sorted by category and merchant — so you can spot the waste, cut it, and put that money toward your goals.
Where it went
- Shopping$184.20
- Subscriptions$96.50
- Food & delivery$78.90
- Apps & games$41.00
- Other$27.40
Top merchants
- AAmazonShopping$112.34
- LLululemonShopping$71.86
- NNetflixSubscriptions$20.99
- SSpotifySubscriptions$11.99
- UUber EatsFood & delivery$43.20
Online spending by week
last 4 weeksWays to cut
$455.28/yrWe spotted $455.28 a year in recurring charges — no judgment, just the numbers.
- Two streaming services overlapNetflix + Disney+ — you watched one this month.$251.88/yr saved
- Unused since MarchAudible hasn't been opened in 3 months.$16.95/mo saved
Progress to your goals
Example- TFSA$4,200.00 / $7,000.0060% there
- FHSA$2,000.00 / $8,000.0025% there
- Japan trip$1,500.00 / $4,000.0038% there
Example dashboard — your real numbers come straight from your inbox.
How it works
Connect your email
Link your Gmail or Outlook. That’s the whole setup — no bank credentials are ever involved.
Receipts read for you — or log by hand
We automatically find the purchase receipts already sitting in your inbox — no typing. Bought something offline? Add cash or anything email missed by hand or voice in seconds.
Cut waste, reach your goals
Each week, your spending shows up sorted for you — so you can trim the waste and put more toward your TFSA, FHSA, or next trip.
In your inbox, we only ever read purchase receipts — nothing more. Anything else is yours to log by hand.
Sound familiar?
“I just never know where my money goes.”
You’re not bad with money. You just can’t see it. HarmonyBudget shows you where it’s leaking — so you can plug it and put that money toward your goals, without the guilt, the spreadsheets, or the daily check-ins.
Email sync catches online & digital purchases automatically — the ones that email you a receipt. Cash and in-person taps won’t email a receipt, so you add those by hand or voice in seconds. Automated where it can be, manual where it needs to be — and never a bank login.
Lock in the founding price.
Join now and keep this rate for good — automatic tracking, weekly insights, and everything we build next.
That’s under $1 a week to always know where your money goes — and the forgotten subscriptions and recurring charges it catches usually save you far more than that.
How it compares
- HarmonyBudget$50 CAD/yr
- YNAB~$155 CAD/yr
- Monarch~$140 CAD/yr
- Copilot~$133 CAD/yr
Competitor prices are their public annual plans in CAD (approx).
Join the waitlist to lock in the founding price. No charge today.